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These banana pudding cupcakes begin with a light, tender vanilla cupcake base. Each cupcake is hollowed and filled with a silky mascarpone banana pudding that includes fresh chopped banana for genuine flavor and texture. A cloud-like mascarpone whipped cream tops the cupcakes, keeping them bright and not overly sweet—perfect for showcasing the banana and vanilla notes.

If you enjoy layered banana pudding desserts, this recipe uses the same creamy mascarpone approach found in other banana pudding variations. The components can be made ahead: bake the cupcakes one day and prepare the pudding the next, then assemble when you have time. This makes them easy to manage for parties or gatherings.
Ingredients
Cupcakes
- All-purpose flour – Regular white flour works well for a light crumb.
- Baking powder – Helps the cupcakes rise and remain tender.
- Kosher salt – Use kosher salt or reduce the amount by half if using table salt.
- Unsalted butter – Room temperature butter adds richness; if using salted butter, reduce added salt.
- Granulated sugar – Keeps the cupcake color pale so the vanilla stands out.
- Large egg – Adds structure and moisture.
- Vanilla extract – Use real vanilla extract for best flavor.
- Sour cream – Full-fat sour cream adds moisture and richness.
- Milk – Whole or 2% milk thins the sour cream slightly and contributes to tenderness.
Banana pudding filling
- Instant vanilla pudding mix – Only a few tablespoons from a small box are needed to make a quick pudding base.
- Milk – 2% or whole milk to mix with the pudding powder.
- Sweetened condensed milk – Adds creaminess and sweetness to the filling.
- Mascarpone cheese – Less tangy than cream cheese and wonderfully rich.
- Heavy whipping cream – Whipped and folded in to lighten the filling.
- Banana – One chopped banana, folded in so each cupcake has banana pieces.
Frosting
- Mascarpone cheese – Stabilizes the whipped cream while keeping the frosting smooth and mild.
- Heavy whipping cream – Whipped to create a light, airy frosting.
- Powdered sugar – Sweetens the frosting to taste.
- Vanilla extract – Enhances the overall flavor.

How to make the banana pudding filling
This filling requires no cooking. Mix the instant vanilla pudding mix with the milk and let it begin to thicken. In a separate bowl, beat mascarpone with sweetened condensed milk until smooth. Whip the heavy cream to soft peaks, then fold it into the mascarpone mixture. Combine that mixture with the slightly thickened vanilla pudding, then fold in the chopped banana. Chill the filling for about 30 minutes so it firms slightly before filling the cupcakes.
Creamy mascarpone frosting
The frosting is light and not overly sweet, a complementary finishing touch for the filled cupcakes. Beat mascarpone and powdered sugar until smooth, then add the cold heavy cream and vanilla. Whip until firm peaks form, taking care not to overwhip. The result should be stable enough to pipe and soft enough to remain creamy in the refrigerator.
How to assemble the cupcakes
Hollow the center of each cooled cupcake with a sharp paring knife or a cupcake corer. Reserve or snack on the removed cake pieces. Using a small spoon or cookie scoop, fill each cupcake center with about 2 teaspoons of the banana pudding filling. Finish with a generous swirl of mascarpone whipped cream—pipe with a pastry bag or spread with a knife. Garnish with a banana slice or a vanilla wafer if desired. Keep assembled cupcakes refrigerated until serving.
Storage instructions
Because both the filling and frosting contain dairy, store these cupcakes in the refrigerator. Assembled cupcakes keep well for 2–3 days in an airtight container. The frosting will remain soft rather than setting like buttercream; for the best flavor, let chilled cupcakes sit at room temperature for 15–30 minutes before serving.

FAQ
Can I substitute cream cheese for mascarpone?
Yes. Cream cheese will work as a substitute but will introduce a slightly tangier flavor. If you use cream cheese in the frosting, consider increasing the powdered sugar slightly (for example, to 1/2 cup) to balance the tang. Bring the cream cheese to room temperature for a smooth texture.
Can the cupcakes be frozen?
These cupcakes are not ideal for freezing due to the soft whipped frosting and the pudding filling. Freezing can change the texture of both the filling and the frosting.
Why might my cupcakes be dry?
Dry cupcakes are usually caused by overbaking or overmeasuring the flour. Check cupcakes a few minutes before the end of the suggested baking time; a cake tester should come out with moist crumbs but not wet batter. To measure flour accurately, spoon it into the measuring cup and level it off, or use a kitchen scale to weigh the flour.
Notes
- Serve these cupcakes cold straight from the refrigerator for the best texture.
- Keep assembled cupcakes covered and refrigerated for 2–3 days.
- There will likely be extra banana pudding filling. Use the leftovers layered with cookies in jars for a second dessert.
Recipe Summary
Banana Pudding Cupcakes
Course: Dessert | Cuisine: American
Prep Time: 40 minutes | Cook Time: 15 minutes | Total Time: 55 minutes
Servings: 12 cupcakes | Calories: 335 kcal
Ingredients
Vanilla Cupcake
- 1 1/4 cups (150 g) all-purpose flour
- 3/4 teaspoon baking powder
- 1/2 teaspoon kosher salt
- 6 tablespoons unsalted butter, room temperature
- 3/4 cup sugar
- 1 large egg
- 1 teaspoon vanilla extract
- 1/2 cup sour cream
- 1/4 cup milk (2% or whole)
Banana Pudding Filling
- 3 tablespoons instant vanilla pudding mix
- 1/3 cup milk (2% or whole)
- 2 oz mascarpone cheese
- 1/3 cup sweetened condensed milk
- 1/4 cup heavy whipping cream
- 1 banana, chopped
Mascarpone Frosting
- 4 oz mascarpone cheese, cold
- 1 cup heavy whipping cream
- 1/3 cup powdered sugar
- 1 teaspoon vanilla extract
Instructions (condensed)
- Preheat oven to 350°F and line a 12-cup muffin tin. Combine dry cupcake ingredients in a bowl.
- Cream butter and sugar until fluffy. Add egg and vanilla. Alternate adding dry ingredients and the sour cream/milk mixture, beginning and ending with dry ingredients. Divide into liners and bake 14–16 minutes. Cool completely.
- For the filling, whisk pudding mix with milk. Beat mascarpone and condensed milk until smooth. Whip cream to soft peaks, fold into mascarpone mixture, then combine with the pudding and fold in chopped banana. Chill.
- For frosting, beat mascarpone and powdered sugar until creamy, add heavy cream and vanilla, and whip to stiff peaks.
- Core each cupcake, fill with about 2 teaspoons of banana pudding, and pipe or spread frosting. Refrigerate until serving.
Tag @themarblekitchenblog on Instagram if you make these and share your feedback in the comments. Enjoy!


